Foreclosure - this post is for everyone

Is it just me or are we becoming numb to the foreclosure crisis? I am a real estate professional and so I hear so much about people losing their homes. And of course, there are headline stories daily about the crisis. Some choose to just walk away from their homes and intentionally get foreclosed on because they didn't have much equity anyway. The environment is currently a somewhat forgiveable one, because after all, it is happening in somewhat of a widespread epidemic. (is that the right word?) People are talking about it...because it is the norm. I know many people have either lost their home or walked away, figuring in 7 years or less they can start over anyway.

But here is a new twist I hadn't heard of before.

I have a real life friend in Georgia who is facing the loss of her home next month. November 11 to be exact. And the details are ridiculous. See, my friend and her husband have mostly always had plenty of money, with much to spare. They have been generous beyond words, for decades. They have worked incredibly hard, given much, saved responsibly and yada yada yada. They live very humbly in a small house on about 5 acres, and they raise pot bellied pigs for goodness sakes. They drive pick-up trucks and they boil crawfish for visitors. Good peeps. Fairly simple peeps. Generous peeps. They are Catholic, for those of you who need to know.

When the market crashed, they lost everything but their house. No more retirement and savings. They sold everything they had of value. It didn't happen overnight, but they ended up with nothing left but each other and their humble home. They are both still working very hard, but in very low paying jobs. Several months ago they adjusted their mortgage payments to come out weekly, as they were now living week to week and it seemed easier. Long story short...their mortgage company didn't apply those payments, but rather accrued them in escrow. Now they are behind (bank's fault) and they have been charged ridiculous amounts in attorney fees (for the bank). They are $2,000 from being foreclosed on Nov 11. These are good people. And they have been my dear friends for 21 years. The wife of this duo is the only one on the planet who came to visit me (from a distance) after Shawn was a few weeks old to take a reading on my mental stability. She was ready to scoop me up off the floor if I had sunk into it. She held my sweet little baby and smiled into his slightly crossed eyes. She kissed his separated toes and snuggled him up to her own bosom, with the greatest of love. She held my hand and did the same. This is just how she is. She is everybody's momma hen.

But because she is everybody else's momma hen, she didn't let us know she was in trouble, until now.

Yes, she is fighting the bank and if I know her at all, she will eventually win...but she won't win before November 11. Can you help me save her house? Her home.

Here is my plea....if you have food in the fridge and your rent or mortage payment is not going to be behind this month and next month...... if you've bought an expensive coffee lately, downloaded some itunes, or purchased your kids a halloween costume, will you help save this home? Thank you.

Contact me and I'll either tell you how you can mail money to them directly, or send to me and I'll get it there. And yes, I'm helping too. My goal is to raise $1,500 by Friday 10/29. YES WE CAN DO IT! God bless you all.